Tag: sbi

SBI Q3 result: Net profit jumps 68.5% to record Rs 14,205 crore

SBI Q3 result: Net profit jumps 68.5% to record Rs 14,205 crore
Friday, February 3, 2023
State Bank of India (SBI) — the country's largest lender by assets — on Friday reported a 68.5 per cent jump in net profit to a record Rs 14,205.3 crore for the quarter ended December 2022 as against a net profit of Rs 8,432 crore in December 2021. On a quarter-on-quarter basis, the profit rose 7 percent from the PAT of Rs 13,265 crore reported in the September quarter of this financial year. whereas Net Interest Income (NII) jumped 24 percent on the year to Rs 38,068.8 crore. Earlier, Bloomberg had pegged NII for the Oct-Dec quarter at Rs 46,946 crore, and net profit at Rs 13,196 crore. The gross non-performing asset (NPA) ratio fell 136 bps YoY to 3.52 percent for the quarter, while net NPA was 57 bps down to 0.77 percent. Read more

SBI market capitalisation hits Rs 5 lakh crore

SBI market capitalisation hits Rs 5 lakh crore
Wednesday, September 14, 2022
Shares of State Bank of India on Wednesday became the third lender after HDFC Bank and ICICI Bank. and the seventh Indian company to cross the Rs 5-trillion market cap for the first time after its shares rallied over 22 percent and touched a record high of Rs 564.45 so far this year. Market watchers believe that SBI should deliver healthy core-PPOP (Pre-Provision Operating Profit) growth in FY23E and FY24E led by a gradual improvement in net interest margins, lower credit costs, and strong loan growth over FY22-24E. According to stock market experts, SBI shares are in an ‘uptrend’ and the stock has a strong support base at ₹530 per share levels. They said that those who have this PSU bank stock in their portfolio should continue to hold the stock for an immediate target of ₹600 apiece levels. Read more

SBI Q4 result: Net profit rises 41% YoY

SBI Q4 result: Net profit rises 41% YoY
Friday, May 13, 2022
The country’s biggest state-owned lender State Bank of India on Friday reported a 41.27 percent jump in standalone net profit for the quarter ending March at Rs 9,113.53 crore, up from Rs 6,450.75 crore in the same quarter a year ago, which was below Street's estimate of Rs 9,927.6 crore. The lender also announced a dividend of Rs 7.10 per share. The date of payment of the Dividend is fixed on June 10, 2022. SBI's profit grew 8 percent from Rs 8,432 crore in Q3FY22, driven primarily by a healthy increase in net interest income (NII).SBI's net interest income for the reported quarter came in at Rs 31,198 crore as against analysts' expectations of Rs 31,800 crore. This is 15.26 percent higher than Rs 27,067 crore the company announced last year. Read more

State Bank of India stops handling trade with sanctioned Russian entities

State Bank of India stops handling trade with sanctioned Russian entities
Tuesday, March 1, 2022
India's top lender, State Bank of India(SBI) will not process any transactions involving Russian entities subject to international sanctions imposed on Russia after its invasion of Ukraine, according to a letter seen by Reuters and people familiar with the matter. "No transactions involving entities, banks, ports or vessels appearing" on a U.S., European Union, or United Nations sanctions list shall be processed irrespective of the currency of the transaction, said a letter sent by State Bank of India (SBI) to certain clients. Read more

MARKET UPDATE:BSE Sensex up 343 points 60,960, and NSE Nifty nearly 100 points higher at 18,154

MARKET UPDATE:BSE Sensex up 343 points 60,960, and NSE Nifty nearly 100 points higher at 18,154
Wednesday, January 12, 2022
The Indian benchmark indices were firm in early morning deals today(12th January 2022) holding their opening gains on the back of buying in heavyweight RIL, private lender HDFC and select banking counters such as ICICI Bank, Kotak Bank, and SBI. All of these were up between 0.9-1.6 percent. The BSE Sensex was up 343 points 60,960, after reclaiming the 61,000 mark at open. The NSE Nifty was nearly 100 points higher at 18,154. The BSE MidCap and SmallCap indices too were firmly positive and were up 0.7 and 0.8 percent, respectively. Sectorally, on the NSE, the Realty index was the leading gainer, up nearly 3 percent, followed by metals, energy, and PSU Banks. Read more

SBI Q2 profits jumps 67 percent to ₹ 7,627 Crore

SBI Q2 profits jumps 67 percent to ₹ 7,627 Crore
Wednesday, November 3, 2021
The country’s largest lender State Bank of India (SBI) on Wednesday reported a 67 percent year-on-year (YoY) jump in net profit at Rs 7,627 crore in the July-September quarter (Q2FY22), with easing asset quality pressure and fall in provisions & credit cost.SBI's net profit in the second quarter of the current financial year jumped 67 percent to ₹ 7,627 crores from ₹ 4,574.16 crores during the same quarter last year. The bank's earnings were better than estimates as analysts polled by Reuters expected SBI to report a net profit of ₹ 7,182 crores.Net interest income of the lender jumped 10.6 percent YoY to Rs 31,184 crore during the quarter under review. The domestic net interest margin of the lender stood at 3.50 percent in Q2FY22, up 16 bps YoY.SBI has incurred an exceptional item during the second quarter after it fully provisioned ₹7,418 crores on account of a change in family pension rules, even as the regulator granted dispensation to amortize in 5 years. Read more

CLOSING BELL: Sensex snaps 4-day losing run, index rises 145 pts; Nifty ends at 18,125

CLOSING BELL: Sensex snaps 4-day losing run, index rises 145 pts; Nifty ends at 18,125
Monday, October 25, 2021
After a volatile start, the benchmark indices gained ground to trade on a firm footing amid gains in banking stocks. A firm start for the European markets also helped the market sentiments. The BSE Sensex reclaimed the 61,000 mark and was up 291 points or 0.48 percent at 61,113. Meanwhile, NSE Nifty traded at 18,169, 55 points or 0.3 percent higher. ICICI Bank, Axis Bank, and SBI were the top Sensex contributors. The broader markets, on the other hand, languished with the BSE Midcap and Smallcap indices down over 1 percent each. The Nifty Bank hit a fresh 52-week high. Realty and IT counters were off day's low but still down 1 percent and worst losers. The BSE index after touching a low of 60,450, bounced back into the positive zone as ICICI Bank and select banking shares extended gains. The Sensex finally snapped its 4-day losing streak and ended 145 points higher at 60,967. Read more

India’s largest fund house has waved the red flag on the country’s stock market

India’s largest fund house has waved the red flag on the country’s stock market
Thursday, August 12, 2021
SBI Mutual Fund, India’s largest mutual fund asset manager, has waved the red flag on the country’s stock market. The asset manager, which manages assets worth more than Rs 5 lakh crore, is concerned over the prospects of returns from the Indian equities going ahead, because of the euphoria on display in the primary market and among retail investors. “Primary market activity is flashing warning signs. Such level of activity is normally associated with euphoria (in the market),” Dinesh Balachandran, fund manager at SBI Mutual Fund said at the launch of the SBI Balanced Advantage Fund yesterday(11th August 2021). Read more

SBI Life hits new high as Carlyle Asia Partners arm mulls exiting firm

SBI Life hits new high as Carlyle Asia Partners arm mulls exiting firm
Thursday, August 5, 2021
Shares of SBI Life Insurance Company rallied 3 percent and hit a record high of Rs 1,174, on the BSE in intra-day trade on Thursday after US private equity fund CA Emerald Investments, an affiliate of Carlyle Asia Partners, offloaded its entire 1.9 percent stake in the company via multiple block deals. The stock of the life insurer surpassed its previous high of Rs 1,147.95 touched on July 29, 2021. The price range for the share sale has been set at Rs 1,130-Rs 1,136.85, according to the data available. The upper end is SBI Life’s closing price on the BSE on Wednesday. At the lower end, Carlyle will be able to raise Rs 2,147 crore. BofA Securities India is the investment bank handling the share sale. The stock witnessed a surge in volumes and was trading with volumes of 19,157,312 shares, compared to its five-day average of 55,029 shares, an increase of 34,713.37 percent. Read more

SBI Life Q1 results: Net profit sinks 43% YoY to Rs 223 cr

SBI Life Q1 results: Net profit sinks 43% YoY to Rs 223 cr
Monday, July 26, 2021
SBI Life Insurance Company today(26th July 2021) reported a 43 percent year-on-year decline in its net profit to Rs 223 crore for the quarter ended March. The company's sharp decline in bottom line was on account of additional reserves of Rs 440 crore created by the life insurers towards Covid-19 pandemic-related claims that may come up in the coming quarters. The life insurer said that there was a 1.28 times increase in the number of claims reported from the end of the previous financial year to the end of the June quarter, reflecting the devastating impact of the second wave of Covid-19 pandemic on the country. The company said that the total number of claims in the reported quarter was at 8,956, while claims net of reinsurance stood at around Rs 570 crore. Read more

Indian firms' market capitalisation grew at the fastest pace last year:SBI

Indian firms' market capitalisation grew at the fastest pace last year:SBI
Tuesday, June 22, 2021
Last year Indian companies' market capitalization has grown at the fastest pace among major economies in spite of contraction in GDP, according to economists from SBI. Further, retail investors have shown higher interest in markets and their numbers have increased by 1.42 crore in FY21 and another 44 lakh in April and May, they said in a note, wondering if this will be a lasting behavioral change or is transitory. The economists at SBI attributed the growth in equity markets to lower returns on other financial instruments amid a low rates regime, increase in global liquidity, and even a tendency to spend more time at home because of mobility restrictions which led many to trade more. The 30-share benchmark index BSE has rallied from 28,000 points in early April 2020, to over 52,000 points at present. Read more

Banks in India report loan fraud worth Rs 5 trillion

Banks in India report loan fraud worth Rs 5 trillion
Monday, May 24, 2021
Banks operating in India reported fraud of Rs 4.92 trillion as of March 31, 2021, which represents nearly 4.5% of the total bank credit, showed Reserve Bank of India (RBI) data, according to a reply to an RTI query. The data showed 90 banks and financial institutions reported a total of 45,613 cases of loan fraud till March 31, 2021. State Bank of India – the country’s largest lender – reported the highest amount of loans as fraud - Rs 78,072 crore as of March 31, 2021. SBI is followed by Punjab National Bank (Rs 39,733 crore), Bank of India (Rs 32,224 crore), and Union Bank of India (Rs 29,572 crore). The top five banks account for 42.1% or Rs 2,06,941 crore of the total frauds classified by the banks. Read more

SBI Q4 profit jumps to Rs 6,451 crore on lower provisioning

SBI Q4 profit jumps to Rs 6,451 crore on lower provisioning
Friday, May 21, 2021
Shares of India’s largest public sector bank State Bank of India gained 5 percent after the bank on Friday reported an 80 per cent surge in standalone net profit of Rs 6,450.75 crore for quarter ended March 2021 (Q4FY21) aided by fewer provisions on bad loans. State Bank of India (SBI) had registered a profit of Rs 3,580.81 crore during January-March period of 2019-20, the lender said in a regulatory filing.The jump in profit was supported by net interest income and other income, while the low base in the year-ago quarter added to the jump.Total income of the bank during the March quarter of the last financial year rose to Rs 81,326.96 crore, from Rs 76,027.51 crore. The domestic net interest margin expanded 17 bps year-on-year to 3.11 percent in Q4FY21 but fell 23 bps sequentially. With regard to asset quality, gross non-performing assets (NPAs) of the bank improved at 4.98 per cent of gross advances as on March 31, 2021, as against 6.15 per cent by the same period of 2020. Read more

SBI Life stock to outperform peers over the next one-two years:Analysts

SBI Life stock to outperform peers over the next one-two years:Analysts
Monday, May 10, 2021
As the second wave of the Covid-19 pandemic gripped India, it resulted in an increased demand for insurance products. The institutional players on the Street saw it as an opportunity and lapped up shares of the largest private player - SBI Life Insurance Company. Moreover, an impressive March quarter show made them even more gung-ho on the prospects of the firm. The stock has rewarded handsomely with a rise of 11 percent from March-end, outperforming the benchmark Sensex which has gained 3 percent in the same period, show data available on ACE Equity. The growth prospects for the industry remain robust, underscored by the latest data. In April, the insurance industry posted Annual Premium Equivalent (APE) growth - a measure of new business sales growth in the insurance industry growth - of 70 percent YoY, coming off a low base with private insurers growing 80 percent and LIC at 57 percent. Read more

IRDAI imposes Rs25 lakh penalty on SBI General Insurance for non-compliance

IRDAI imposes Rs25 lakh penalty on SBI General Insurance for non-compliance
Thursday, April 22, 2021
Insurance Regulatory and Development Authority (IRDAI) has imposed a penalty of Rs25.00 lakh on SBI General Insurance Co. Ltd., an unlisted subsidiary of State Bank of India for non-compliance with minimum obligations under Motor Third-Party Business as specified in IRDAI Regulation, 2015 for the financial year 2017-18. It has been imposed for violation of Section 32D of the Insurance Act, 1938, the State Bank of India said in a regulatory filing on Tuesday.SBI is an Indian multinational, public sector banking and financial services statutory body. As of 31 March 2021, the Government of India held a 57.63% stake while Life Insurance Corporation of India held a 9.25% stake in the bank. Shares of SBI Life Insurance Company Ltd ended at Rs.914 per piece up by Rs15.7 or 1.75% from its previous closing of Rs898.30 per piece on the BSE.

SBI Cards m-cap is now more than that of Tata Motors, Shree Cement, and JSW Steel

SBI Cards m-cap is now more than that of Tata Motors, Shree Cement, and JSW Steel
Friday, February 19, 2021
With a market-capitalisation (m-cap) of Rs 1.02 trillion, the State Bank of India-arm SBI Cards and Payment Services today(19th February 2021) stood at 34th position in the overall m-cap ranking, BSE data showed. The firm’s m-cap is now more than that of Tata Motors, Shree Cement, and JSW Steel. With the government's push towards digitalisation, coupled with developments in e-commerce and growth in POS infrastructure, India is gradually shifting towards a cashless economy. This and recovery from the Covid-19 pandemic are some of the factors fuelling the rally in the stock price, analysts say. “With the focus now on growth, SBI Cards will be an early beneficiary as the economy recovers on the back of being a play on rising discretionary spends and non-cash economy, the broad reach of parent SBI, under-utilised captive Banca potential, and leadership in co-branded cards,” says an expert. Read more

SBI stock may rally another 40% after hitting record high

SBI stock may rally another 40% after hitting record high
Thursday, February 11, 2021
SBI with nearly 20-25 percent market share which recorded a beat on its quarterly earnings, feat is sure to invite re-rating from analysts. The series of price-target upgrades continued for the sixth consecutive quarter for the state-owned lender as it reported a 7 percent decline in net profit at Rs 5,196 crore for the quarter ended December 2020. That compares with the Rs 4,479-crore consensus estimate of analysts tracked by Bloomberg. On the asset quality front, SBI’s gross non-performing asset ratio stood at 4.77 percent compared with 5.28 percent in the preceding three months. Moreover, its net NPA ratio was at 1.23 percent, down 36 basis points sequentially. Analysts had expected GNPAs to rise to over 6 percent. Such a healthy performance, analysts say, should help the bank reach a 10 percent return in equity (RoEs) over the next 2 years. Read more

SBI Q3 result: Net profit slips 7% YoY

SBI Q3 result: Net profit slips 7% YoY
Thursday, February 4, 2021
State Bank of India (SBI) today(4th Feb 2021) reported a 6.9 percent year-on-year (YoY) drop in standalone net profit at Rs 5,196.22 crore for the quarter ending December 2020 (Q3FY21). The fall was largely driven by a marginal increase in provisions against bad loans. In the year-ago period, the lender had clocked a net profit of Rs 5,583.4 crore. On a quarterly basis, the PAT grew 13.6 percent from Rs 4,574.2 crore reported in the September quarter of FY21 (Q2FY21). The bottom-line earnings beat Street estimates which had factored-in an up to 58 percent YoY drop in PAT. The lowest PAT estimate was by HDFC Securities, at Rs 2,360 crore. SBI's profit before tax (PBT) came in at Rs 6,990.77 crore the quarter, down 36.2 percent YoY from Rs 10,969.66 crore reported in the corresponding quarter of the previous fiscal. On a quarterly basis, PBT climbed 10.2 percent from Rs 6,341.45 crore clocked in Q2FY21.

SBI Net profit jumps 52 per cent to ₹4,574 crore in Q2

SBI Net profit jumps 52 per cent to ₹4,574 crore in Q2
Wednesday, November 4, 2020
The largest Mumbai based Nationalised bank, State Bank of India on Wednesday reported a net profit of ₹ ₹4,574 crores in the September quarter as compared to ₹3011 crores in the same period of the previous year as the lender's provisions declined during the quarter and tax cost and higher net interest income. On a quarterly basis, the profit rose 9 per cent from Rs 4,189.3 crore-profit reported in Q1FY21. It reported net NPA of 1.59% of total assets as compared to 2.79% in the same quarter of the previous year. Gross NPA stood at 5.28%, as compared to 7.19% in the year-earlier quarter. Analyst had estimated the profit at Rs 2,117.2 crore. The deposits grew by 14.41 per cent YoY, with current account deposit rising by 8.55 per cent YoY and saving bank deposits up by 16.28 per cent YoY, said the bank. The bank’s operating profit increased nearly 12 per cent to Rs 16,460 crores in Q2FY21 from Rs 14,714 crores clocked in Q2FY20. Read more

SBI Card share price hits fresh 52-week high on festive season offers, stock up 4%

SBI Card share price hits fresh 52-week high on festive season offers, stock up 4%
Wednesday, October 14, 2020
Shares of SBI Cards and Payments gained 4 per cent and hit a new high of Rs 892 on the BSE on Wednesday in an otherwise weak market. The company said it has kick-started festive season offers in line with the changing shopping trends and customers will be offered discounts as well as cashback across a host of brands. With over 1,000 offers across 2,000 cities, SBI Card aspires to bring customers rewarding shopping experience on their festive season purchases, The festive offers that started from Oct.1 will run till Nov. 15, 2020. Offers are available nationally across marquee brands such as Amazon, Brand Factory, Croma, Caratlane, Fabindia, FirstCry, Grofers, Home centre, Samsung Mobile, Lloyds, More Hypermarket, More Supermarket, Pantaloons and Tata Cliq. Read more

SBI Q1 Results:Profit jumps 81% to Rs 4,189.34 crore

SBI Q1 Results:Profit jumps 81% to Rs 4,189.34 crore
Friday, July 31, 2020
State Bank of India (SBI) the country’s largest bank on Friday reported an 81% YoY surge in net profit at Rs 4,189.34 crore for the quarter ended June 2020 compared with a profit of Rs 2,312.20 crore in the same quarter last year driven by a one-time gain from stake sale in SBI Life for Rs 1,539.73 crore. Consequently, SBI's holding in the life insurance firm has fallen to 55.5 % from 57.60 % earlier. On a quarterly basis, the net profit grew 17 % from Rs 3,580.8 crore reported in the March quarter of FY20.On a consolidated basis, the net profit came in at Rs 4,776.5 crore, up 61.88 % YoY, from Rs 2,950.5 crore reported in Q1FY20. Net interest income (NII) for the quarter came in at Rs 26,641 crore compared to Rs 22,938.8 crore in the year-ago period.Profit as well as NII both were ahead of a CNBC-TV18 poll estimates of Rs 3,222.2 crore and Rs 23,940.3 crore respectively. Read more

SBI Q4 profit jumps 4-fold to Rs 3,581 crore on one-time gain from SBI Cards

SBI Q4 profit jumps 4-fold to Rs 3,581 crore on one-time gain from SBI Cards
Friday, June 5, 2020
The Country's largest lender State Bank of India on Friday reported an over four-fold jump in net profit at Rs 3,580.81 crore for the March quarter compared with Rs 838.40 crore in the same quarter last year supported by a one-time gain of Rs 2,731.34 crore from the stake sale in SBI Cards done during the quarter. The profit grew 326.93 per cent from Rs 838 crore clocked in the year-ago quarter. On a consolidated basis, the bank’s net profit came in at Rs 6,909.95 crore. Total provisions and contingencies for the quarter fell to Rs 13,495 crore compared with Rs 16,501.8. For the full year FY20, net profit stood at Rs 14,488 crore, as against a net profit of Rs 862 crores in FY19. This was the bank's highest-ever yearly profit. Net interest income declined 0.8 per cent year-on-year to Rs 22,766 crore in the quarter ended March 2020 due to moderate loan growth at 6.4 per cent YoY. Domestic net interest margin dipped to 2.94 per cent in Q4FY20, down 8 bps YoY and 65 bps QoQ. Read more

SBI MF buys corporate banks & energy shares after March selloff

SBI MF buys corporate banks & energy shares after March selloff
Thursday, April 16, 2020
SBI Mutual Fund, went all out to buy shares of corporate banks in March, as valuations came down to historic lows amid the market mayhem. The biggest addition to the portfolio in March was the State Bank of India, as the money manager bought 3.62 crore shares of the country’s largest lender. SBI MF also added 2.77 crore shares of ICICI Bank, 1.84 crore shares of Axis Bank and 1.55 crore shares of HDFC Bank. SBI MF’s other major buys included 2.63 crore shares of Indian Oil, 2.62 crore shares of ITC, 1.72 crore shares of GAIL, 1.38 crore shares of NTPC and Coal India each. Energy stocks have seen a lot of activity recently after crude oil prices crashed to nearly 30-year lows due to price war among global oil producers.

SBI approves purchase of 725cr shares of Yes Bank

SBI approves purchase of 725cr shares of Yes Bank
Thursday, March 12, 2020
SBI Executive Committee of Central Board (ECCB) has approved the purchase of 725cr shares in Yes Bank at Rs10/share. SBI's shareholding in Yes Bank will remain within 49% of the paid-up capital of Yes Bank. According to the draft reconstruction plan, SBI was to be issued 245 crore shares at Rs 10 per share for Rs 2,450 crore Yes Bank Ltd ended at Rs25.05, down by Rs3.75 or 13.02% from its previous closing of Rs28.80 on the BSE. The scrip opened at Rs28.70 and touched a high and low of Rs28.70.State Bank of India ended at Rs212.50, down by Rs32.45 or 13.23% from its previous closing of Rs245.10 on the BSE. The scrip opened at Rs231.90 and touched a high and low of Rs231.90.

SBI can invest up to Rs 10,000 cr in Yes Bank for its bailout and revival

SBI can invest up to Rs 10,000 cr in Yes Bank for its bailout and revival
Saturday, March 7, 2020
SBI chairman Rajnish Kumar said the survival of Yes Bank was of utmost importance, adding that failure would have huge consequences for the Indian economy. Assuming that YES Bank issues 20,000 million shares at Rs 10 each (face value: Rs 2), the total capital raised will be Rs 20,000 crore. And for a 49 percent stake, SBI will need to put in about Rs 10,000 crore, Kumar told the media elaborating on plans for an RBI-initiated reconstruction roadmap.SBI's investment quantum would be determined by the interest shown by other investors and YES Bank's total capital requirement. Kumar said many potential investors evinced interest in YES Bank after seeing RBI's draft scheme and have also approached SBI. It is worth mentioning here that YES Bank has a strong retail franchise and a robust technology platform.

YES Bank zooms 29% on deal buzz by SBI

YES Bank zooms 29% on deal buzz by SBI
Thursday, March 5, 2020
Shares of State Bank of India (SBI) slipped over 5 per cent in the intra-day trade on Thursday after news agency Bloomberg reported that the Government has asked SBI to form a consortium for stake purchase of the Yes Bank. The stock, however, reversed all its losses later and turned green. While on the other hand Shares of YES Bank spiked over 29 per cent and ended at Rs.36.80. YES Bank has so far failed to bring a strategic investor. Reports recently suggested that the private bank had approached mutual funds for raising fresh equity capital worth $300-$500 million. It also had to postpone its December 2019 quarter results as it was in talks with potential investors for raising equity capital.

SBI Card IPO to open on March 2, band fixed at Rs 750-755

SBI Card IPO to open on March 2, band fixed at Rs 750-755
Friday, February 28, 2020
The first big IPO of 2020 is also one of the most awaited. Top lender State Bank of India said the issue of SBI Cards will open for subscription on March 2 and close on March 5 and payment Services has been fixed in the price range of Rs 750-755 per share. The IPO comprises a fresh issue of Rs 500 crore, while the offer for sale would see the promoters offload 13 crore shares. At the higher end of the price band, the SBI Cards IPO is expected to raise around Rs 9,000 crore, making it the fifth-largest IPO so far. An employee discount of Rs 75 per share will be offered to eligible employees, said SBI in a regulatory filing on Tuesday. The bid lot for the IPO has been finalized to 19 shares and in multiples thereafter.

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